On Saturday  November 8th, 2008 my world blew apart – literally.   I was carrying a package I thought was a gift when it exploded in my hands. We had recently sold our cozy townhouse and were excited to move into a larger home with a yard for our daughters.  The day started out with a [...]

Lately the economy is big news. As someone who discusses personal finance I'd have to say that the discussion is good. But, if you add up all the news reports (print, radio, television, internet) you wonder whether Jane and Joe Consumer are really learning anything.

Cheap and fun date ideas for college & university students. Learn about love, sex & relationships in college and university.

Let me start with a confession. I’m not a millennial. I’m a baby boomer. Been working since I was 15. For over 40 years I’ve been paying into Social Security. In return for my hard-earned money I’ve received promises about future payments. And, I’m not alone. The Population Reference Bureau says that there are 76 [...]

It’s a subject that none of us want to think about. Whether we’re young and just starting life or older and approaching the end, we don’t want to think about our own death. Adding money to the mix only makes it worse. But, the truth is that all adults need to think about what will [...]

You’re wise to hunt for a job before you lose one. I don’t know if the facts support it, but there does seem to be truth to the old saying that it’s easier to find a job when you have one.  If you’re considering a job hunt, you’re not alone. A recent report from Metlife.com [...]

This is the time of year when many people look at their debt situation and shudder. They dream of what it would be like to be out of debt. And, if they’re brave, they begin to plan a strategy to reduce the amount of debt they carry. They’ll begin with high hopes. But many of [...]

We were offered a one-year 2.99% interest rate on an existing Visa account that we didn’t use very much. We wanted to use the card to make a very large purchase with the intent of paying it off within one year. Luckily we checked the “fine print”. The original purchase will be at 2.99%. But [...]

This is for the frugal romantic. Last Valentine’s Day I had $8. I went to the local grocery store and bought gladiolas (the cheapest flowers I could find – but very beautiful). I cut red tissue paper into hearts. I also bought strawberries and grapes. I got out all the photos of the two of [...]

I have several payday loans that I cannot get paid off. I’ve be trying for several years and I only have enough money to renew. If I cash out my 401k to pay these loans off I will have plenty of money each month to put back in my 401k plan. Will I still face [...]