Peace in the Face of Foreclosure

Written by Stacey Wiggins

My house has been foreclosed! After years of negotiating and trying to keep up with our repayment plan, we have lost the house we fought so hard to keep.  Our mortgage payment continued to escalate along with other bills throughout the last few years.  My husband of 10 years and I have two precious daughters ages 3 and 5.  It seems like we could either pay daycare and household bills or the mortgage.

Every morning debt stared us in the face. In addition to our regular jobs we have videography business.  We have humbly shared Christ and prayed with couples when filming their weddings.  Each time, watching them grow and reap a harvest while we remain bound by debt.

Two weeks after we got the foreclosure papers in the mail, my husband ended up in the hospital with complications caused by stress.  Still we pressed on believing that God would provide a way to keep this house.  We talked to foreclosure prevention counselors, we fasted, we prayed, we rebuked the enemy and pleaded with God to help us.  He did, but I never imagined the help would come in letting the house go.

I have watched my husband suffer from depression and respond in ways that damaged our marriage.  The stressful environment has caused me to snap on my children who’s only crime was acting their age.

When the phone call came and we found out the house was foreclosed after all we have been through, my husband and I sat down and laughed.  Have we cried too much?   Were we in denial?  No we are free. The earth is the Lord’s and the fullness there of.  God has a new place for us physically and spiritually.  No house, or job, or any amount of money is worth a broken family.  We are the righteousness of God and he has called us to live life more abundantly- John 10:10. I never thought I would be happy to move from this house.

By the Lord’s mercies, we are not consumed, because his compassion fails not.  I am convinced that this trial was sent to make us stronger, increase our ministry and glorify God through testimony.  He has a new home for us.  God has kept us and loved us through this entire process.  Even now as we have had to disclose the foreclosure to family and friends, I feel God’s love.  Rather than be ashamed, I try to focus on Mary and Martha, when they told Jesus, “If you would have been here, my brother wouldn’t have died.”  Jesus prayed and thanked God that others were standing by and afterwards performed a great miracle and resurrected Lazarus from the grave.

Remember, we can not be conformed to this world – Romans 12:1.  There is nothing on this earth that can satisfy me and make me whole like God.  When we wake up in the morning, He should be what we meditate on, because He has everything else in control.  God’s will came in a way that we didn’t expect but I welcome it and embrace it just the same.

As we pack our earthly possessions in this house and look for our new home, my family is covered in the peace and love of Christ. Although my address is changing, I am confident that “goodness and mercy shall follow us all the days of our life: and we will dwell in the house of the Lord forever.” Psalm 23:6

Are you facing a difficult time financially? Talk to an online mentor who’s hear to listen, pray and walk with you.

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2 Responses to “Peace in the Face of Foreclosure”

  • Sharon says:

    dear rene prayer–father God i do pray for a miracle for t6his foreclosure that it does not go through i pray for peace that passes all understanding for rene and her family i pray for favor for them i pray for their finances continue to provide for their needs and from foreclosure you are the great provider and that nothing is impossible with you i pray all of this in JESUS name amen i am praying for you all tough i can’t imagine going through this God be with them at this time and let them feel your loving arms around them at this time surround thenm with your love

  • Rene says:

    Your story just put peace in my heart. My family and I are about to face foreclosure if this loan modification does not go thru. But your story just helped me find peace in my life if we do lose oir home.
    thank you.

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