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Managing Excessive Debt: It All Begins With A Plan

Serious debt problems arise when the amount you owe is out of balance with your income and household expenses (such as mortgage payments and utilities). The primary aim of managing your debt is to restore the balance either by increasing your income – difficult to achieve in an economic downturn – or setting and following a plan of... >Full Story

Featured Articles

A Pet Owner’s Greatest Fear

It hurt today as I said goodbye to Max. Our little dog would have turned 13 in a few days but he never made it. He was getting weaker and on Monday he was so sick that I stayed home from work with him and held him most of the day. I had to carry him as he had... >Read More



Alcoholism & Family

"Alcoholism has an effect on everybody around the person suffering from it. This is especially true for a family." says William Belle in the Ole! Times. In his article, which recounts his own struggle with alcoholism and (for the moment) sobriety, he provides statistics about how pervasive the problem is: According to a 2002 survey conducted by...... >Read More



Help for when School Sucks

Approximately one in three American college students drops out. That's a scary statistic, and you're likely hoping that you won't become one of those unfortunate ones who end up leaving school before completing your degree. By now, you've been at college/university for a few weeks. Maybe a trip or two back home, maybe not. Whether it's your first...... >Read More



Growing up ... eventually

Why are so many people in their 20s taking so long to grow up? That's the question an article in the New York Times recently asked. It seems that it's taking people longer to grow up. Psychologists have even come up with a new term for it: "emerging adulthood." It’s happening all over, in all sorts of families, not just young... >Read More



Understanding Cutting

My daughter cut herself for the first time when she was 12 years old. Today, 11 years later, she is still struggling to overcome this problem. At the time I knew absolutely nothing about "self-harm" and it scared me to death. I was shocked and bewildered that she would do such a thing. It’s important to understand cutting -... >Read More



Is It Possible?

Sometimes things hide in plain sight. When I was a kid, I never paid much attention to bus stop signs.  I was totally oblivious to their existence. But when I decided to start taking the bus I saw bus stop signs everywhere! When I actually started looking for them, I saw them on the same streets that I... >Read More



2010 Fall-Winter Fashion Flare

Autumn hues have arrived! Look for warmth in pumpkin and gold and magnificent berry colors like indigo, violet and ruby red. Camel is the new neutral. This warm color provides the perfect backdrop for leopard prints or the bright and bold gem accessories out this fall. With so much to choose from you are sure to find something that... >Read More


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Destiny? Is this really me? Was I really born for great things?

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