This is the time of year when many people look at their debt situation and shudder. They dream of what it would be like to be out of debt. And, if they're brave, they begin to plan a strategy to reduce the amount of debt they carry. They'll begin with high hopes. But many of them will quit before reaching their goal, disappointed, discouraged...

Facebook has dominated our world! In 2010, it surged to half-a-billion users, became the year’s most popular website, got Oscar buzz for the widely-acclaimed movie, The Social Network, and its founder was declared Time Magazine's  Person of the Year. With social media becoming part of the the mainstream in business, advertising, social causes,...

Does your Christmas spirit get lost in the frenzy this time of year? Is your household so hectic during December that it could drive even Bob Cratchit to tear out his hair? Well, you might as well face the fact that not even the Grinch can stop Christmas from coming; so we must learn strategies for surviving the holidays with our sanity (and our...

My early morning jog seemed colder than normal. I felt chilled to the bone, so I stayed in the hot shower a bit longer than usual.  I had almost exhausted the hot water supply when I finally turned off the taps. Through the curtains my husband handed me a towel.  As I wrapped the fresh white towel around my shivering shoulders, deep warmth wrapped...

Did you realize that the time between Thanksgiving and Christmas is the time spouses and family members are most ignored? Why? We get so busy doing things for our families that we don't take the time to spend with them. So take a few moments and express your devotion to each other. Are you mutually devoted? Then declare it! There is nothing quite...

If you've been married for more than a couple of days you've probably already figured out that communication in marriage is really important.  Being intentional about the way you communicate with your spouse sets a firm foundation for a solid relationship. The same rules apply when it comes to using Facebook once you're married.  Facebook is...

You might feel like you’re alone in this, but you’re not. Free email mentoring is available today. Request a mentor.  There are many reasons a woman may experience a diminished sex drive.  Men and women are very different sexually.  Women are emotionally driven while men are more physically driven.  The stage of life can be a factor...