The story is told of a couple that grew to find little to appreciate in one another. The daily tally of things one did that annoyed and aggravated the other was a growing list. More and more they did less and less together. In desperation the woman visited a counselor and took along her journal of all the attitudes and actions she was resentful of...

We all know that building strong relationships takes ongoing work. We start by prioritizing our relationship(s) and finding time for those who are important to us.  If we neglect to do that life moves along and we can lose touch.   A close relationship is like a dance.  When one person moves, the other one responds.  The dance can go really...

Major changes — whether personal or professional — can significantly affect your family’s insurance and investment needs. A year-end review of your situation will help ensure that you have adequate coverage and that your investments are meeting your needs. Consider where you stand now in terms of your financial goals and what, if any, adjustments...

The most valuable things we offer our children cost nothing. But there are many other things we give them that cost money.  The most expensive is often the opportunity for them to attend college or university. Without financial assistance, our children may have to forego post-secondary education or graduate with loads of student debts.  We want...

First comes love…or sex? “First comes love, then comes marriage, then here they come with a baby carriage.” You may recognize this little rhythm my generation used to sing to embarrass each other.  Based on today’s culture the rhythm could go: “First comes sex, then comes living together, and the baby carriage could happen anytime or...

Messages in bottles have been the stuff of folklore for centuries. Dying, desperate sailors have hurled them. Curious children have launched them. Nicholas Sparks wrote a novel based on them, but don’t read it—or watch the movie—unless you already have a prescription for antidepressants. The story I find most interesting about such bottles,...

Messages in bottles have been the stuff of folklore for centuries. Dying, desperate sailors have hurled them. Curious children have launched them. Nicholas Sparks wrote a novel based on them, but don’t read it—or watch the movie—unless you already have a prescription for antidepressants. The story I find most interesting about such bottles,...