Budgeting

Preparing Your Family Budget

If your family is floundering financially, it may be time to put pen to paper (or fingers to keyboard) and make up a family financial plan. Consumer Credit Counseling Service suggests keeping the following tips in mind when developing your family budget: 1. Your budget should be tailored to your needs, values and priorities, with special consideration...

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God’s Will, My Will
God’s Will, My Will

A Christian ministry invited me to present estate planning issues to its constituents at an event. Following the presentation, a businessman and his wife began discussions with me about their estate. In the process I asked them, “Have you thought about contributing part of your estate to the Lord for His work?” They responded by stating...

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Five Ways to Use Money
Five Ways to Use Money

If you think about it, there are really only five things you can do with money: Earn it Spend it Save it Invest it Give it That may sound simple. But when it comes to actually doing it, all sorts of questions arise, such as: How much money do I need to earn? How much should I save? How much should I spend? Where should I...

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Tithing – the Generosity Habit
Tithing - the Generosity Habit

When it comes to giving, Marvin Kehler, President of Global Aid Network, doesn’t think it is complicated. "It all starts with God putting a desire in your heart.  Once that happens, God begins to supply the means to fulfill it." Marvin and his wife Katherine have applied this simple philosophy throughout their personal and professional lives....

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Why do I Need a Financial Plan?
Why do I Need a Financial Plan?

If you think about it, your life can be divided up into five key areas: Church Family Work The world (meaning your involvement in the community, city, province, etc.) Other, which includes things like recreation and friendships. As long as you give each area its due, things will hum along just fine. But the minute you begin devoting...

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Give Wisely, Give Willingly
Give Wisely, Give Willingly

You walk to your mailbox, and there among the bills and junk mail is another familiar sight’s letter requesting financial support. Or you're eating dinner and the phone rings. A very professional support raiser launches into a well-rehearsed monologue about the plight of the Uygurs. Before you can even process all this information, he asks,...

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Save Money and the Environment
Save Money and the Environment

Many people think that taking measures to save the environment has to cost a lot of money. It's true that most major changes, such as installing solar panels or buying a hybrid car, take a high initial investment. While these improvements actually do save money in the long run, for those of us who are living paycheck to paycheck, the initial costs...

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Escaping Credit Card Debt
Escaping Credit Card Debt

Not too long ago they had $30,000 in credit-card debts. This month they paid off the last remaining balance. But, how did they do it? Cara and Michael's story is an inspiration for anyone trying to get out of debt. Recently, Cara shared their experience. We began by discussing how they started. "Stop spending. We just said, OK, no more. We won't...

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