For most of us, work means a job. It’s something we do in order to pay the bills.  Very few people would use the term “calling” when they talk about work.  Ministers talk about a “calling”, but for most of us, work is just employment.  The average person can only imagine what it must be like to own the business, be the CEO or be independently...

First, let's focus on a few broad-brush concepts that will give you a sturdy foundation for setting your goals. Then, we will look at steps to achieving them. Why goal setting is important In a fabled Harvard University study only three percent of Harvard students asked set and wrote goals on a regular basis. The stunning revelation of this...

Are you looking for a mentor – someone who will build a relationship with you, someone to teach and advise you and enable you to become a wise and effective human being? Here are ten steps to finding that person: Look at the people you know Look around at the people in your personal and professional life. Is there someone you admire? Someone...

‘I AM SUPERWOMAN!’ Or at least I was, or thought I was until more and more of the ‘soup’ started sloshing over the rim of the bowl. I had good training to be superwoman. My grandparents were immigrants from Europe and both grandmothers worked hard and constantly in the mining areas of Pennsylvania. My mother worked in a factory until...

Even in retirement, Men are from Mars and Women are from Venus. How many men and women truly know the retirement fantasies or fears inside their partners’ heads? How do you picture your future and how do you think your ideas line up with your partner’s hopes and dreams? Are you single?  What’s coming for you? Does society have an obsession...

Jack had always thought it would be nice to retire early. But as he faced his 55th birthday, he and his wife, Phyllis, couldn’t see any reason to cut their retirement savings short. He had worked for the same company since he was 18 and was still healthy and strong. Phyllis was planning to work for several more years, so he looked forward to at...

A faulty foundation In Luke 6:48-49, the Bible talks about the importance of a foundation: “He is like a man building a house, who dug down deep and laid the foundation on rock. When a flood came, the torrent struck that house but could not shake it, because it was well built. But the one who hears my words and does not put them into practice...