Every day, we face decisions about money: how to earn and spend it, save and invest it. While countless books, videos and seminars offer a flood of advice, financial success is really about mastering three fundamental principles. 1. Live within your means As someone quipped, “Why do we spend money we don’t have, to buy things we don’t...

Approximately 74% of women will be left on their own by separation, divorce, widowhood or the choice of single life. Because of this, the subject of "finances" must fit into this picture. What do financial matters have to do with these statistics? EVERYTHING! Statistics rate finances to be #3 priority in life. This is after Love #1 and Work...

This self-diagnostic test will give you helpful (maybe surprising) insights into your "financial responsibility index." Answer true or false: 1. I have no real idea of my income, expenses, or net worth. 2. I don't have the discipline to be good with money. 3. I am near, at, or over the limit on my credit cards. 4. I've bounced more than three...

I requested that my credit card account be closed in June. In November I received a bill for $110 for automated charges that go through once a year. The credit card company said that it was my responsibility to request that these charges stop going through. The problem is that I can't get through to these companies to have these charges stopped....

With consumer debt at an all time high it's time we take control of our finances and get out of the "debt trap". Do you realize that if you owe $2,000 on a credit card with a 21% interest rate, and you only make the minimum payment each month that you will owe on this account for approximately 19 years and pay a total of $6725.64 in principle and...

"Whether you're trying to establish credit for the first time or re-establish credit after experiencing financial difficulties, a lender will be looking for assurance that you can pay back the money you borrow", says Consumer Credit Counseling Service. You must be able to show: Stability - You must prove that you can hold a steady job with a...

Do you struggle to trust God rather than money for your future security? Pray with an mentor who will support you without judgment. My friend Janet and I chatted and sipped cappuccino at the coffee shop. I complained about an insufficient salary and mounting bills since my son had entered college. Due to across-the-board cuts, I had lost a...