It's a subject that none of us want to think about. Whether we're young and just starting life or older and approaching the end, we don't want to think about our own death. Adding money to the mix only makes it worse. But, the truth is that all adults need to think about what will happen to their financial affairs when they die. Failure to do so...

This is the time of year when many people look at their debt situation and shudder. They dream of what it would be like to be out of debt. And, if they're brave, they begin to plan a strategy to reduce the amount of debt they carry. They'll begin with high hopes. But many of them will quit before reaching their goal, disappointed, discouraged...

Facebook has dominated our world! In 2010, it surged to half-a-billion users, became the year’s most popular website, got Oscar buzz for the widely-acclaimed movie, The Social Network, and its founder was declared Time Magazine's  Person of the Year. With social media becoming part of the the mainstream in business, advertising, social causes,...

Does your Christmas spirit get lost in the frenzy this time of year? Is your household so hectic during December that it could drive even Bob Cratchit to tear out his hair? Well, you might as well face the fact that not even the Grinch can stop Christmas from coming; so we must learn strategies for surviving the holidays with our sanity (and our...

With all the hustle and bustle of the holidays the children, friends and relatives often get all the attention and the spouses are left out in the cold. Celebrate this Christmas with 12 days of romance. On the first day of Christmas - Buy your mate one box of their favorite cereal and lace it with lots of “prizes.” Throw in some golf tees,...

I feel there is no longer any love between me and my husband. We also have different ideas about how to bring up children.  I am very troubled by my marriage, and hope you can help me. Advice: From what you mentioned in your letter, I can empathize with your discontentment and feeling of hopelessness. I also detect that you feel powerless...

If you are dealing with an unfaithful spouse, the pain you are feeling unfortunately comes with the territory.  The consequences of an affair are overwhelming and horrifically painful.  I have heard it likened to post traumatic stress syndrome.  You are in a place you never expected to be. Here are a few things that will help you navigate this...