Stashing Your Savings
"My husband and I currently have $11,500 in a savings account in a credit union earning 1% interest with no minimum balance restrictions. Our income was unsteady so we liked the flexibility of this account. We have stable income now and are looking at the money market account program. The bank thinks we should switch as it would earn... >Read More
Tags:
budgeting,
finances,
Gary Foreman,
Men,
Women,
World
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Using Return on Investment (ROI) at Home
Adapting business tools to your home finances often helps take the emotion of out of a decision so that you can make a logical choice. The idea of ROI (Return On Investment) is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If... >Read More
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budgeting,
finances,
Gary Foreman,
Men,
Women,
World
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Smallest Bill? Or Highest Rate?
My husband and I have accumulated some credit card debt, a personal loan from my mom, and a home equity line of credit.Recently getting married, purchasing our first home, and some medical bills have really put a hurting on our budget.
Some advice that I have read says that one should pay off the debt with the highest interest rate... >Read More
Tags:
budgeting,
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Affording a First Home
Can you help me? My husband and I would like to buy our own home to live in. How do we know if we can afford one or not? ~ Donna
With mortgage rates at historically low levels and home prices increasing, many people are trying to decide whether this is the time to buy their first home.
Donna's smart! It's... >Read More
Tags:
budgeting,
finances,
Gary Foreman,
Men,
Women,
World
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Investing for Children
We have 4 grand children that we have been purchasing stock for at Christmas for the last 10 years. The stocks are valued from $500 to $3,000. The brokerage house fees were running too high even though we had them under our account. We have just liquidated the accounts and our goal is to look for the best place... >Read More
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budgeting,
Family,
finances,
Gary Foreman,
grandparents,
Men,
Women,
World
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Last-Minute Gifts that Won’t Break the Bank
It can happen to even the most organized shopper. You make your list and check it twice. You shop carefully and diligently. Then it happens. Just when you think your Christmas shopping is done and you can relax, you suddenly remember that one person whose name wasn’t on your list but should have been.
That person could be your babysitter,... >Read More
Tags:
budgeting,
Christmas,
Culture,
decorating,
Nancy Twigg,
stress,
Women
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Surviving the stress-filled holidays: A must-have list of tips to reduce chaos
No matter how many resolutions we make, the holidays always seem to cause us to throw budgetary caution to the wind.
If you’re hoping for the gift of more time with your family during the holidays -- take heart.
Consulting this list, and checking it twice is sure to help you be wary of your budget, keep your holiday stress... >Read More
Tags:
budgeting,
character development,
Christmas,
Culture,
family values,
finances,
Gina Roberts-Grey,
healthy marriage,
priorities,
stress,
Women
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Vacation Savings
The average family will spend about $3,000 on food and lodging for... >more
What Do You Fear?
