Credit And Debt

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Christmas Gift Challenge

"It's beginning to look a lot like Christmas..." You can tell because everywhere you go someone is trying to sell you something! Stores began decorating weeks ago and the TV commercials are starting to have that Christmas flavor, too. So what's a person to do? Well, you could go 'bah humbug' and hide until January or you could try taking the... >Full Story

Featured Articles

Avoiding Affluenza

Each fall we join the other throng of Knoxvillians, who come out and stand in line for a free flu shot. Why do we do this? It's not because it's fun or painless. Then for the next couples of days we drag around. Pleasant experience? Not in our top ten, so why do we do this year after year?... >Read More



Love Is Blind, But Creditors Aren't

Much as we'd like to, we can't marry just part of someone. We marry all of them. That includes their good and bad points. Also their assets and liabilities. Amber has great credit and she's worked hard to keep it that way. The man she is about to marry is not good at paying bills on time and his credit... >Read More



Students and Credit Cards

Surveys show that 80% of undergraduate students have at least one credit card in their own name without anyone else being responsible for payment. And almost every study shows that more students are carrying higher unpaid balances on their accounts each year. One report from Nelliemae.com indicates that the average balance in 2000 was over $2,700....... >Read More



Low Interest Balance Transfers

Can you explain all the hype and offers having to do with transferring amounts from one card to another or using checks at a very low interest rate? I get so many offers I figure there's a reason these credit card companies are pushing people to do it. I just don't know what that reason is. ~ Ellen Ellen is... >Read More



Smallest Bill? Or Highest Rate?

My husband and I have accumulated some credit card debt, a personal loan from my mom, and a home equity line of credit.Recently getting married, purchasing our first home, and some medical bills have really put a hurting on our budget. Some advice that I have read says that one should pay off the debt with the highest interest rate... >Read More



Credit Card Minimum Payments

A couple of months ago I read an article about getting finances under control. According to the article, you can double the minimum monthly payment on a revolving charge and that account will be paid in full in 36 months regardless of the amount. How could that be possible? Especially considering how "minimum" most minimum monthly payments are....... >Read More



His, Hers and Ours

When God said in Genesis 2:24, "They shall become one flesh," He is not just talking about the physical sense. God created marriage as the highest, most honored, most intimate of all human relationships. As such, the husband-wife relationship takes precedence over all blood-kin ties. [1] God almost always puts opposite personality types together...... >Read More


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