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3 Critical Tools for Paying Off Debt

This is the time of year when many people look at their debt situation and shudder. They dream of what it would be like to be out of debt. And, if they're brave, they begin to plan a strategy to reduce the amount of debt they carry. They'll begin with high hopes. But many of them will quit before reaching their goal, disappointed, discouraged... >Full Story

Featured Articles

Substitute god

Is there an area of your life that you need to hand back to God? May we pray with you? “Don’t you see how wonderfully kind, tolerant, and patient God is with you? Does this mean nothing to you? Can’t you see that his kindness is intended to turn you from your sin?” (Romans 2:4, NLV) God has created each... >Read More



Finding Financial Balance

It is often said that balance is the key to happiness. Financial balance is an important part of a balanced life. Life can sometimes be like the balance scales our grandmothers used years ago with many different aspects of our beings coming together to balance and form the people that we are. We work and play, rest and expend energy,... >Read More



How to Cope When You Lose Your Job

“Out of work”  doesn’t mean out of hope. No matter how much you anticipated it or how many of your colleagues find themselves in the same situation, losing your job due to downsizing, restructuring or any other reason can be a shattering experience. In fact, psychologists agree that sudden unemployment is as emotionally stressful as divorce...... >Read More



Can Your Financial Plans Keep Up?

Major changes — whether personal or professional — can significantly affect your family’s insurance and investment needs. A year-end review of your situation will help ensure that you have adequate coverage and that your investments are meeting your needs. Consider where you stand now in terms of your financial goals and what, if any, adjustments...... >Read More



Being Generous When Times Are Tough

In difficult economic times like these, it’s natural to search for ways to cut expenses and reduce the pressure on your family income. Among the many ways to lower expenses, the easiest may seem to stop making donations to your favorite charities. If we truly believe in what these organizations are doing, discontinuing our financial support means...... >Read More



Take it to the Bank

We all experience cravings of meaning, destiny, or intimacy. What are you craving? "Blessed be the God and Father of our Lord Jesus Christ, who has blessed us in Christ with every spiritual blessing in the heavenly places . . . " (Ephesians 1:3). We have already been blessed with every spiritual blessing. Can you wrap your mind around that...... >Read More



The Vanishing Pay Check: Where does it go?

Many families suffer “hole-in-a-pocket” syndrome, meaning the money they earn seems to slip away leaving no trace. As a result, plans we have for our family, home, church or charity giving and future are set aside.  We say “we can’t afford it” even when the family income suggests that the plans are – or should be – affordable. This...... >Read More


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  • Sarah said: I have never in my life needed a devotional to speak...
  • marco P. said: That's a very good question actually--- one of my...
  • Em said: Thank you for your encouragements, and prayers......