Escaping Credit Card Debt
Not too long ago they had $30,000 in credit-card debts. This month they paid off the last remaining balance. But, how did they do it? Cara and Michael's story is an inspiration for anyone trying to get out of debt. Recently, Cara shared their experience.
We began by discussing how they started. "Stop spending. We just said, OK, no more.... >Read More
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Gary Foreman,
Men,
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Handling a Mountain of Bills
My husband has been out of work for 5 months. His income was double what I currently bring in. Needless to say, my checks and the unemployment insurance are not paying the bills. I am starting to panic because bill collectors are calling daily. I am making sure that my house payment, utilities, and car insurance are paid, but... >Read More
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credit and debt,
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Gary Foreman,
Men,
Women,
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Spendaholic
I make a decent amount of money, however, I can't seem to keep it for more than a few hours. I end up spending my entire paycheck within the first day I have it. I am trying to find a support group, but am having no luck. I know I have a problem and I can't continue to live... >Read More
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Gary Foreman,
Men,
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Low Overhead
When I was a boy one local department store had a jingle that featured the repeated chorus of "low overhead, low overhead". They claimed to offer lower prices because they kept their 'overhead' down. If they spent less on rent and other fixed expenses they could make a reasonable profit at a lower price.
I was too young to remember... >Read More
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budgeting,
credit and debt,
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Gary Foreman,
Men,
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Vacation Savings
The average family will spend about $3,000 on food and lodging for a two-week vacation. Transportation makes the total even higher. Is there a way to cut those costs a little without spoiling the trip? Sure! In fact, some money-saving ideas will actually help you have a more enjoyable trip. Some of your best opportunities to save happen before... >Read More
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Gary Foreman,
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travel,
Women,
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Stashing Your Savings
"My husband and I currently have $11,500 in a savings account in a credit union earning 1% interest with no minimum balance restrictions. Our income was unsteady so we liked the flexibility of this account. We have stable income now and are looking at the money market account program. The bank thinks we should switch as it would earn... >Read More
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Gary Foreman,
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Using Return on Investment (ROI) at Home
Adapting business tools to your home finances often helps take the emotion of out of a decision so that you can make a logical choice. The idea of ROI (Return On Investment) is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If... >Read More
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budgeting,
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Gary Foreman,
Men,
Women,
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Save Money and the Environment
Many people think that taking measures to save the environment has to... >more
Saying 'I Love You' for Less
This is for the frugal romantic. Last Valentine's Day I had $8.... >more
What Do You Fear?
