Budgeting

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Smallest Bill? Or Highest Rate?

My husband and I have accumulated some credit card debt, a personal loan from my mom, and a home equity line of credit.Recently getting married, purchasing our first home, and some medical bills have really put a hurting on our budget. Some advice that I have read says that one should pay off the debt with the highest interest rate first. Other... >Full Story

Featured Articles

Last-Minute Gifts that Won’t Break the Bank

It can happen to even the most organized shopper. You make your list and check it twice. You shop carefully and diligently. Then it happens. Just when you think your Christmas shopping is done and you can relax, you suddenly remember that one person whose name wasn’t on your list but should have been. That person could be your babysitter,... >Read More



Surviving the stress-filled holidays: A must-have list of tips to reduce chaos

No matter how many resolutions we make, the holidays always seem to cause us to throw budgetary caution to the wind. If you’re hoping for the gift of more time with your family during the holidays -- take heart. Consulting this list, and checking it twice is sure to help you be wary of your budget, keep your holiday stress... >Read More



It's Not Crazy-mas, It's Christ-mas

Many families have told me about their "Christmas Simplification Plan"  - limiting their gifts to three per person. We told the Kay family babes years ago that if three gifts was good enough for baby Jesus, then three gifts is good enough for them. This tradition has kept the focus of the season where it belongs and it's kept... >Read More



Start Your New Year With a Budget

A budget is your single most effective tool for financial management. Without one, it's all too easy to not know where the money went and to find yourself in credit card debt, without adequate savings, unable to give to God's work, and just plain stressed out! Why not make it your New Year's resolution to develop a budget and stick... >Read More



Estate Planning

The role of an executor A close friend has just asked me to be his executor. Before I accept this appointment, can you tell me what it involves? I assume it is a relatively simple task. This job can be simple or complex depending on the clarity of the Will and the Estate Plan. Of course the size of the... >Read More



Living With An Open Hand

As soon as I was old enough to turn on a light switch, my parents told me electricity cost money. In fact, I soon found out everything cost money. I remember clearly my first lessons in money management. My grandmother gave me a piggy bank for my birthday. The plump porcelain pig with a moronic smile was really a ploy... >Read More



Web Weddings: Use the internet to plan your big day

Planning a wedding takes time, energy, patience and careful thought. There are so many choices to be made. Options to be considered. Traditions to be preserved. Just imagine the wedding you could have with a world of possibilities at your fingertips. Wedding sites are some of the fastest growing on the Internet and there is almost nothing you...... >Read More


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What do you fear, and why? Is it holding you back from realizing your full potential?

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Voluntary simplicity – a choice to consider.

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