Credit And Debt

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Spendaholic

I make a decent amount of money, however, I can't seem to keep it for more than a few hours.  I end up spending my entire paycheck within the first day I have it. I am trying to find a support group, but am having no luck. I know I have a problem and I can't continue to live like this. Donna My Dad used to call it 'letting money burn a hole in... >Full Story

Featured Articles

Love Is Blind, But Creditors Aren't

Much as we'd like to, we can't marry just part of someone. We marry all of them. That includes their good and bad points. Also their assets and liabilities. Amber has great credit and she's worked hard to keep it that way. The man she is about to marry is not good at paying bills on time and his credit... >Read More



Students and Credit Cards

Surveys show that 80% of undergraduate students have at least one credit card in their own name without anyone else being responsible for payment. And almost every study shows that more students are carrying higher unpaid balances on their accounts each year. One report from Nelliemae.com indicates that the average balance in 2000 was over $2,700....... >Read More



Low Interest Balance Transfers

Can you explain all the hype and offers having to do with transferring amounts from one card to another or using checks at a very low interest rate? I get so many offers I figure there's a reason these credit card companies are pushing people to do it. I just don't know what that reason is. ~ Ellen Ellen is... >Read More



Smallest Bill? Or Highest Rate?

My husband and I have accumulated some credit card debt, a personal loan from my mom, and a home equity line of credit.Recently getting married, purchasing our first home, and some medical bills have really put a hurting on our budget. Some advice that I have read says that one should pay off the debt with the highest interest rate... >Read More



Credit Card Minimum Payments

A couple of months ago I read an article about getting finances under control. According to the article, you can double the minimum monthly payment on a revolving charge and that account will be paid in full in 36 months regardless of the amount. How could that be possible? Especially considering how "minimum" most minimum monthly payments are....... >Read More



Terminating Automatic Bills

I requested that my credit card account be closed in June. In November I received a bill for $110 for automated charges that go through once a year. The credit card company said that it was my responsibility to request that these charges stop going through. The problem is that I can't get through to these companies to have these... >Read More



The Road to Good Credit

"Whether you're trying to establish credit for the first time or re-establish credit after experiencing financial difficulties, a lender will be looking for assurance that you can pay back the money you borrow", says Consumer Credit Counseling Service. You must be able to show: Stability - You must prove that you can hold a steady job with a...... >Read More


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Latest Comments

  • Rebecca Seow said: Indeed, love is something that needs to constantly...
  • DH said: I completely agree with JD and Evo, my feelings...
  • Andrew said: @ commentators I have read the woman's comments...