Avoiding Credit Card Traps
We were offered a one-year 2.99% interest rate on an existing Visa account that we didn't use very much. We wanted to use the card to make a very large purchase with the intent of paying it off within one year.
Luckily we checked the "fine print". The original purchase will be at 2.99%. But any subsequent purchases on that... >Read More
Tags:
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Saying 'I Love You' for Less
This is for the frugal romantic. Last Valentine's Day I had $8. I went to the local grocery store and bought gladiolas (the cheapest flowers I could find - but very beautiful). I cut red tissue paper into hearts. I also bought strawberries and grapes. I got out all the photos of the two of us and taped them... >Read More
Tags:
budgeting,
challenges&conflicts,
finances,
Gary Foreman,
Men,
relationships,
sex and love,
Valentine's Day,
Women,
World
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Payday Loans
I have several payday loans that I cannot get paid off. I've be trying for several years and I only have enough money to renew. If I cash out my 401k to pay these loans off I will have plenty of money each month to put back in my 401k plan. Will I still face the extra 20% penalty... >Read More
Tags:
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Inheriting Debts
My children's real father is an alcoholic. He has some very old medical bills that he has only been paying like $10 a month - just to keep them off his back. If he dies are the children responsible for the leftover? He doesn't have any assets and doesn't even have insurance to pay for his funeral. He is... >Read More
Tags:
credit and debt,
Family,
finances,
Gary Foreman,
loss,
Men,
Women,
World
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On Demand Energy Savings
I was wondering about a program offered through my local electric company. They offer savings of $5-10 off your monthly bill for allowing them to "cycle" your energy resources. I am not at all familiar with this and before I signed up I thought I should learn something about this program. ~ Heather
Heather has discovered one of the more... >Read More
Tags:
finances,
Gary Foreman,
home and garden,
Men,
Women,
World
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Escaping Credit Card Debt
Not too long ago they had $30,000 in credit-card debts. This month they paid off the last remaining balance. But, how did they do it? Cara and Michael's story is an inspiration for anyone trying to get out of debt. Recently, Cara shared their experience.
We began by discussing how they started. "Stop spending. We just said, OK, no more.... >Read More
Tags:
budgeting,
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Managing Your Mortgage
When I send in my mortgage payment and I send in more than the minimum amount, the return payment stub asks whether I would like the additional payment to go towards escrow or principal. Which direction would be the best?
Jim
Jim asks a very good question. How you manage your mortgage payments can make a big difference in your... >Read More
Tags:
Culture,
finances,
Gary Foreman,
home and garden,
Men,
Women,
World
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Before You Hunt for a Job
You're wise to hunt for a job before you lose one. I... >more
Lessons from an Economic Crisis
Financial situation got you down? Get a listening ear with a confidential... >more
What Do You Fear?
