What is one gift that everyone wants? The gift of time. Time is the main ingredient in building lasting relationships. Your time is a gift you can give your spouse every day. My goal for this month is to learn more about my husband. My relationship with my husband is an important one. I’m constantly reminding myself of that and the importance...

Today, the number of credit cards in Canada had grown to almost 65 million while the value of annual purchases made with credit cards increased more than ten times. The hard truth: More credit cards mean more credit card debt per person. Many Canadians are swamped by their monthly credit card obligations. Credit card debt is painful because often...

Are you called or are you driven? Do you feel like your life is out of control, or can you peacefully move forward, knowing God is leading? I want to look at that question in relation to our finances. But before we do that, look at this picture of a house: Small, isn't it? And yet the majority of North American families in the 1950s lived in something...

67% of first time marriages go the distance. I was reading a report on divorce statistics from StatsCan and this fact jumped off the page.  It seemed to contradict a much repeated statistic that 50% of marriages end in divorce.  So which one is true?  Well, they both are actually. Two of every three new marriages will indeed last for life….but...

This is the season we all start thinking of gifts and what to give those dearest to us. It is such a nice feeling to find that special gift for someone close.  Often we come across that special something when not looking for it.  This year I am going to suggest a different kind of gift.  The cost will not affect your wallet, but will be a challenge. Here...

I looked down the 15 foot rock face that the other guys had just ridden down on their mountain bikes and the sight of it froze me in place.  But hey, the other five guys did it so I backed up, approached the steep decline and ... froze again, jamming on the brakes.  My buddies waited at the bottom and now I added a new fear, would they think less...

Are kids more spoiled today than in years past? According to a Time/CNN poll, 80% of respondents felt that "kids today are more spoiled than kids of 10 or 15 years ago, and two-thirds of parents admit that their kids are spoiled." On the assumption that lovingly caring for your kids is good, but spoiling them is not so good, here are some highlights...