It is often said that balance is the key to happiness. Financial balance is an important part of a balanced life. Life can sometimes be like the balance scales our grandmothers used years ago with many different aspects of our beings coming together to balance and form the people that we are. We work and play, rest and expend energy, commune with...

If sex is important in marriage, why does it slowly get put on the back burner? One excuse that I am sick of hearing is “I don’t have time.” I’m sure you are busy. I know I am busy. But think of all the things that you make time for. If you really wanted to have sex you would make the time. So what is stopping you? Take some time to...

We all know that building strong relationships takes ongoing work. We start by prioritizing our relationship(s) and finding time for those who are important to us.  If we neglect to do that life moves along and we can lose touch.   A close relationship is like a dance.  When one person moves, the other one responds.  The dance can go really...

As we move through life, each new stage brings its share of joy and challenge. Just as April showers bring May flowers, it is often only after hard work, perseverance and planning that we see the benefit of our efforts. Planning for your financial future is no different.  Saving and planning can be incredibly beneficial when you are faced with...

Blah, blah, blah! All too often the words we speak come across as meaningless chatter. Communication, the transmitting of information from one person to another is such a common part of our lives that we engage in it without giving the words we speak much thought. Our communication techniques can devalue those we are closest to. In fact communication...

He stood at my kitchen counter drinking a cup of coffee. Our overnight guest casually spoke about summer plans he made with his wife. It sounded nice  –  a few picnics, a couple of quick weekend trips, kids sports events to take in, maybe a holiday that they had talked about for a long time.  Then he paused and asked me, “Do you know where...

How are your relationships with your family, your friends? As a culture we do not have strong relationships the way that we used to.  In the past there were very strong communities.  Generations stayed in the same area and spoke into each others’ lives.  It takes years to build the type of friendship where you can speak the truth and have it...