No matter how many resolutions we make, the holidays always seem to cause us to throw budgetary caution to the wind. If you’re hoping for the gift of more time with your family during the holidays -- take heart. Consulting this list, and checking it twice is sure to help you be wary of your budget, keep your holiday stress to a minimum and...

Many families have told me about their "Christmas Simplification Plan"  - limiting their gifts to three per person. We told the Kay family babes years ago that if three gifts was good enough for baby Jesus, then three gifts is good enough for them. This tradition has kept the focus of the season where it belongs and it's kept us out of debt too. Listen...

Someone recently told me that they were tired of being in debt and were ready to get their spending under control. But they still enjoyed spending money to pamper themselves. They were looking for inexpensive "luxury" ideas. I didn't necessarily have specific luxury ideas to suggest, but what I've found over the past several years is that my idea...