Budgeting

Header Image

Preparing Your Family Budget

If your family is floundering financially, it may be time to put pen to paper (or fingers to keyboard) and make up a family financial plan. Consumer Credit Counseling Service suggests keeping the following tips in mind when developing your family budget: 1. Your budget should be tailored to your needs, values and priorities, with special consideration... >Full Story

Featured Articles

Using Return on Investment (ROI) at Home

Adapting business tools to your home finances often helps take the emotion of out of a decision so that you can make a logical choice. The idea of ROI (Return On Investment) is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If... >Read More



Investing for Children

We have 4 grand children that we have been purchasing stock for at Christmas for the last 10 years.  The stocks are valued from $500 to $3,000. The brokerage house fees were running too high even though we had them under our account. We have just liquidated the accounts and our goal is to look for the best place... >Read More



Estate Planning

The role of an executor A close friend has just asked me to be his executor. Before I accept this appointment, can you tell me what it involves? I assume it is a relatively simple task. This job can be simple or complex depending on the clarity of the Will and the Estate Plan. Of course the size of the... >Read More



S.I.M.P.L.E. Living: Joys of Living on Less

“My bedroom phone quit and I need a new one,” my elderly mother-in-law fussed that day as I brought in her mail and groceries. I diagnosed its problem quickly: a missing power cord. Finding the cord in the next room, I plugged it in, assured her of a “fix” and gave her a hug. Taking care of an older parent,... >Read More



Creative Ideas for Affordable Summer Dates

So you want to spend some quality time or simply have some fun without spending a fortune? Summer is a great time to get creative with your date: 1. Rediscover your childhood. Fly a kite, play in a school playground, or buy your date their favorite childhood candy, share some of your childhood memories to get to know each... >Read More



Apartment Budget

I just found an article you wrote on budgeting. You said to spend no more than 33% of your after-taxed salary on housing. I have to find an apartment and live on my own. I never had to do that before. I am struggling with a budget and not knowing what I can really afford for... >Read More



Gas vs. Electric Heating

Natural gas prices are going up all the time. At what point does it make sense to replace my gas water heater (40 gallon) with an electric one? I live by myself and my July gas bill was $28. I take 1 quick shower a day, do 2-3 loads of laundry a week, and run 1 dishwasher load per... >Read More


Start a Conversation

Media

Image for What Do You Fear?What Do You Fear?

What do you fear, and why? Is it holding you back from realizing your full potential?

>Watch
Image for Choosing to SimplifyChoosing to Simplify

Voluntary simplicity – a choice to consider.

>Watch

Latest Comments

  • Ray McKendry said: Well, whatever does "best reflective of God's r...
  • Jamie said: That is a really hard place to be isn't it Shanice?!...
  • Jamie said: Thanks for your input Ray. It is always good to...