Payday Loans
I have several payday loans that I cannot get paid off. I've be trying for several years and I only have enough money to renew. If I cash out my 401k to pay these loans off I will have plenty of money each month to put back in my 401k plan. Will I still face the extra 20% penalty... >Read More
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credit and debt,
finances,
Gary Foreman,
Men,
Women,
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Christmas Gift Challenge
"It's beginning to look a lot like Christmas..."
You can tell because everywhere you go someone is trying to sell you something! Stores began decorating weeks ago and the TV commercials are starting to have that Christmas flavor, too. So what's a person to do? Well, you could go 'bah humbug' and hide until January or you could try taking... >Read More
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Christmas,
credit and debt,
Culture,
finances,
Gary Foreman,
Men,
Women,
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Using Return on Investment (ROI) at Home
Adapting business tools to your home finances often helps take the emotion of out of a decision so that you can make a logical choice. The idea of ROI (Return On Investment) is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If... >Read More
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budgeting,
finances,
Gary Foreman,
Men,
Women,
World
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Credit Card Minimum Payments
A couple of months ago I read an article about getting finances under control. According to the article, you can double the minimum monthly payment on a revolving charge and that account will be paid in full in 36 months regardless of the amount. How could that be possible? Especially considering how "minimum" most minimum monthly payments are....... >Read More
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credit and debt,
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Gary Foreman,
Men,
Women,
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Investing for Children
We have 4 grand children that we have been purchasing stock for at Christmas for the last 10 years. The stocks are valued from $500 to $3,000. The brokerage house fees were running too high even though we had them under our account. We have just liquidated the accounts and our goal is to look for the best place... >Read More
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budgeting,
Family,
finances,
Gary Foreman,
grandparents,
Men,
Women,
World
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Divorcing Your Finances
I am about to get a divorce. We currently have a joint account as well as separate accounts. Can my soon-to-be ex withdraw an enormous amount (more than half) legally from our joint account even though we agreed (verbally, not in writing) that the joint account would remain in effect for paying bills since we both are... >Read More
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divorce,
finances,
Gary Foreman,
Men,
Women,
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Terminating Automatic Bills
I requested that my credit card account be closed in June. In November I received a bill for $110 for automated charges that go through once a year.
The credit card company said that it was my responsibility to request that these charges stop going through. The problem is that I can't get through to these companies to have these... >Read More
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credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Avoiding Credit Card Traps
We were offered a one-year 2.99% interest rate on an existing Visa... >more
Saying 'I Love You' for Less
This is for the frugal romantic. Last Valentine's Day I had $8.... >more
What Do You Fear?
