Lessons from an Economic Crisis
Financial situation got you down? Get a listening ear with a confidential email mentor
Lately the economy is big news. As someone who discusses personal finance I'd have to say that the discussion is good. But, if you add up all the news reports (print, radio, television, internet) you wonder whether Jane and Joe Consumer are really learning anything....... >Read More
Tags:
business,
economy,
Gary Foreman,
loans,
Men,
Money,
Mortgage,
stress,
Women,
World
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Avoiding Credit Card Traps
We were offered a one-year 2.99% interest rate on an existing Visa account that we didn't use very much. We wanted to use the card to make a very large purchase with the intent of paying it off within one year.
Luckily we checked the "fine print". The original purchase will be at 2.99%. But any subsequent purchases on that... >Read More
Tags:
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Saying 'I Love You' for Less
This is for the frugal romantic. Last Valentine's Day I had $8. I went to the local grocery store and bought gladiolas (the cheapest flowers I could find - but very beautiful). I cut red tissue paper into hearts. I also bought strawberries and grapes. I got out all the photos of the two of us and taped them... >Read More
Tags:
budgeting,
challenges&conflicts,
finances,
Gary Foreman,
Men,
relationships,
sex and love,
Valentine's Day,
Women,
World
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Payday Loans
I have several payday loans that I cannot get paid off. I've be trying for several years and I only have enough money to renew. If I cash out my 401k to pay these loans off I will have plenty of money each month to put back in my 401k plan. Will I still face the extra 20% penalty... >Read More
Tags:
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Christmas Gift Challenge
"It's beginning to look a lot like Christmas..."
You can tell because everywhere you go someone is trying to sell you something! Stores began decorating weeks ago and the TV commercials are starting to have that Christmas flavor, too. So what's a person to do? Well, you could go 'bah humbug' and hide until January or you could try taking... >Read More
Tags:
Christmas,
credit and debt,
Culture,
finances,
Gary Foreman,
healthy marriage,
Men,
Women,
World
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Using Return on Investment (ROI) at Home
Adapting business tools to your home finances often helps take the emotion of out of a decision so that you can make a logical choice. The idea of ROI (Return On Investment) is fairly simple. A business investment should save or make money. The ROI calculation is an attempt to determine how much each dollar invested will return. If... >Read More
Tags:
budgeting,
finances,
Gary Foreman,
Men,
Women,
World
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Credit Card Minimum Payments
A couple of months ago I read an article about getting finances under control. According to the article, you can double the minimum monthly payment on a revolving charge and that account will be paid in full in 36 months regardless of the amount. How could that be possible? Especially considering how "minimum" most minimum monthly payments are....... >Read More
Tags:
credit and debt,
finances,
Gary Foreman,
Men,
Women,
World
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Writing a Will
It's a subject that none of us want to think about. Whether... >more
Before You Hunt for a Job
You're wise to hunt for a job before you lose one. I... >more
What Do You Fear?
