Leasing versus Buying a Car
Many people are attracted to the lower monthly payments of an auto lease. But, even with the lower payments it's usually better to buy. There are a couple of reasons that's true:
you don't build up equity in a leased auto.
you'll be prone to trade cars more often
you give up flexibility if you need to get rid of the car... >Read More
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Gary Foreman,
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Creative Ideas for Affordable Summer Dates
So you want to spend some quality time or simply have some fun without spending a fortune? Summer is a great time to get creative with your date:
1. Rediscover your childhood. Fly a kite, play in a school playground, or buy your date their favorite childhood candy, share some of your childhood memories to get to know each... >Read More
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Gary Foreman,
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Men,
relationships,
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The Road to Good Credit
"Whether you're trying to establish credit for the first time or re-establish credit after experiencing financial difficulties, a lender will be looking for assurance that you can pay back the money you borrow", says Consumer Credit Counseling Service. You must be able to show:
Stability - You must prove that you can hold a steady job with a...... >Read More
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consumer credit counseling service,
credit and debt,
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Gary Foreman,
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Apartment Budget
I just found an article you wrote on budgeting. You said to spend no more than 33% of your after-taxed salary on housing. I have to find an apartment and live on my own. I never had to do that before. I am struggling with a budget and not knowing what I can really afford for... >Read More
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budgeting,
credit & debit,
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Gary Foreman,
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Gas vs. Electric Heating
Natural gas prices are going up all the time. At what point does it make sense to replace my gas water heater (40 gallon) with an electric one? I live by myself and my July gas bill was $28. I take 1 quick shower a day, do 2-3 loads of laundry a week, and run 1 dishwasher load per... >Read More
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budgeting,
environment,
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Gary Foreman,
home and garden,
Men,
winter,
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For Richer, For Poorer
You've fallen in love. And now you're planning on spending the rest of your life with that special someone. As you hold each other's hands you'll discuss how many children to have, what you'll do with your careers and even what your perfect house looks like. While it's important to share those thoughts, you don't want to forget a... >Read More
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budgeting,
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Gary Foreman,
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weddings,
Women,
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Terminating Automatic Bills
I requested that my credit card account be closed in June. In... >more
You Can Save 10% on Gas
Recent gas price increases have many people complaining. There are many reasons... >more
What Do You Fear?
