Credit And Debt

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Make Your Retirement Income Last

“Our income seemed more than adequate when we retired. But now we’re spending more each month than we receive.” Hopefully you have not said that about your retirement income. However, for many couples and individuals, more-than-adequate income at retirement time may become much less adequate during the next few years. We are living longer. Those... >Full Story

Featured Articles

How Can I be Sold out to God if I Can’t Pay my Bills?

You know how it feels – at one point or another, most people have been in some kind of debt. Maybe it is a mortgage, a car note, or credit card bills; sometimes these things add up into a seemingly invincible beast. When you also take into account today’s fluctuating economy and soaring unemployment rate, the potential for personal... >Read More



Avoiding Credit Card Traps

We were offered a one-year 2.99% interest rate on an existing Visa account that we didn't use very much. We wanted to use the card to make a very large purchase with the intent of paying it off within one year. Luckily we checked the "fine print". The original purchase will be at 2.99%. But any  subsequent purchases on that... >Read More



Credit Card Minimum Payments

A couple of months ago I read an article about getting finances under control. According to the article, you can double the minimum monthly payment on a revolving charge and that account will be paid in full in 36 months regardless of the amount. How could that be possible? Especially considering how "minimum" most minimum monthly payments are....... >Read More



Terminating Automatic Bills

I requested that my credit card account be closed in June. In November I received a bill for $110 for automated charges that go through once a year. The credit card company said that it was my responsibility to request that these charges stop going through. The problem is that I can't get through to these companies to have these... >Read More



Trusting God, Not Credit Cards

Do you struggle to trust God rather than money for your future security? Pray with an mentor who will support you without judgment. My friend Janet and I chatted and sipped cappuccino at the coffee shop. I complained about an insufficient salary and mounting bills since my son had entered college. Due to across-the-board cuts, I had lost a...... >Read More


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