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Keeping December 1st Sacred

In our family December 1st is one of the most sacred days of the year. Come rain, snow, sleet or hail nothing can stop this day so sacred (Ya, I know, it doesn’t rhyme but you try rhyming with ‘sacred’). On this day of days I enter the crawl space and haul plastic tote after plastic tote up the stairs. Christmas ornaments, decorations, lights... >Full Story

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Raise a Money-smart Kid

Take a moment to think about your financial habits – good and bad. Do they mirror things your parents did? Was your father a diligent saver who was certain to be ready for that “rainy day”? Or did your family value new things, even if it meant going into debt? Understanding the origin of your financial habits and values... >Read More



The Gift of Time

What one gift that everyone wants? The gift of time. Time is the main ingredient in building lasting relationships. Your time is a gift you can give your spouse every day. My goal for this month is to learn more about my husband. My relationship with my husband is an important one. I’m constantly reminding myself of that and the... >Read More



Control your Credit Cards

Today, the number of credit cards in Canada had grown to almost 65 million while the value of annual purchases made with credit cards increased more than ten times. The hard truth: More credit cards mean more credit card debt per person. Many Canadians are swamped by their monthly credit card obligations. Credit card debt is painful because often...... >Read More



Living Small, Loving Large

Are you called or are you driven? Do you feel like your life is out of control, or can you peacefully move forward, knowing God is leading? I want to look at that question in relation to our finances. But before we do that, look at this picture of a house: Small, isn't it? And yet the majority of North... >Read More



Managing Excessive Debt: It All Begins With A Plan

Serious debt problems arise when the amount you owe is out of balance with your income and household expenses (such as mortgage payments and utilities). The primary aim of managing your debt is to restore the balance either by increasing your income – difficult to achieve in an economic downturn – or setting and following a plan... >Read More



Your Marriage is Worth Fighting For?

67% of first time marriages go the distance. I was reading a report on divorce statistics from StatsCan and this fact jumped off the page.  It seemed to contradict a much repeated statistic that 50% of marriages end in divorce.  So which one is true?  Well, they both are actually. Two of every three new marriages will indeed last for... >Read More



Gift of a Love Language

This is the season we all start thinking of gifts and what to give those dearest to us. It is such a nice feeling to find that special gift for someone close.  Often we come across that special something when not looking for it.  This year I am going to suggest a different kind of gift.  The cost will... >Read More


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