Being Generous When Times Are Tough
In difficult economic times like these, it’s natural to search for ways to cut expenses and reduce the pressure on your family income. Among the many ways to lower expenses, the easiest may seem to stop making donations to your favorite charities. If we truly believe in what these organizations are doing, discontinuing our financial support means...... >Read More
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The Vanishing Pay Check: Where does it go?
Many families suffer “hole-in-a-pocket” syndrome, meaning the money
they earn seems to slip away leaving no trace. As a result, plans we have for our family, home, church or charity giving and future are set aside. We say “we can’t afford it” even when the family income suggests that the plans are – or should be – affordable.
This...... >Read More
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resolving conflict,
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Plan ahead for “April Showers”
As we move through life, each new stage brings its share of joy and challenge. Just as April showers bring May flowers, it is often only after hard work, perseverance and planning that we see the benefit of our efforts.
Planning for your financial future is no different. Saving and planning can be incredibly beneficial when you are faced with...... >Read More
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Raise a Money-smart Kid
Take a moment to think about your financial habits – good and bad. Do they mirror things your parents did? Was your father a diligent saver who was certain to be ready for that “rainy day”? Or did your family value new things, even if it meant going into debt? Understanding the origin of your financial habits and values... >Read More
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Managing Excessive Debt: It All Begins With A Plan
Serious debt problems arise when the amount you owe is out of balance with your income and household expenses (such as mortgage payments and utilities). The primary aim of managing your debt is to restore the balance either by increasing your income – difficult to achieve in an economic downturn – or setting and following a plan... >Read More
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15 Ways to Reduce your Carbon Footprint
What's a carbon footprint, and why would I want to reduce it? According to ABC News, it refers to "the measure of the amount of carbon dioxide ... that goes into the atmosphere as you go about your daily life." So in terms of your car, it includes not just the amount of CO2 gas emitted, but also the... >Read More
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Tithing in Tough Economic Times
Well-known Christian authors/pastors, like Rick Warren and Francis Chan, are known to "reverse tithe". Instead of tithing 10%, they tithe 90% of their income. This is possible because they earn large amounts of money from their books and other sources. Although the graciousness and commitment of these men should be commended (they are of course...... >Read More
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How to Cope When You Lose Your Job
“Out of work” doesn’t mean out of hope. No matter how much... >more
Can Your Financial Plans Keep Up?
Major changes — whether personal or professional — can significantly affect your... >more
What Do You Fear?
Do you crave destiny? (Part 2)