"It's beginning to look a lot like Christmas..." You can tell because everywhere you go someone is trying to sell you something! Stores began decorating weeks ago and the TV commercials are starting to have that Christmas flavor, too. So what's a person to do? Well, you could go 'bah humbug' and hide until January or you could try taking the...

A budget is your single most effective tool for financial management. Without one, it's all too easy to not know where the money went and to find yourself in credit card debt, without adequate savings, unable to give to God's work, and just plain stressed out! Why not make it your New Year's resolution to develop a budget and stick to it? Rather...

Raising teenagers can be very expensive. There are a lot of added expenses as your children grow up. Clothes are more expensive, there are added fees for extra-curricular activities, not to mention the social events that are a "must" for many teens. As frugal parents of teens, we need to learn to save money in different areas that will compensate...

The Internet offers the die-hard shopper seemingly limitless opportunities. Access to stores, malls, manufacturers and dealers all over the world is literally at your fingertips. Products and services galore. With so much to choose from, its no wonder that virtual shopping is becoming so popular. According to Forrester Research, Inc., online shopping...