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Gary Foreman

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Lessons from an Economic Crisis

Financial situation got you down? Get a listening ear with a confidential email mentor Lately the economy is big news. As someone who discusses personal finance I’d have to say that the discussion is good. But, if you add up all the news reports (print, radio, television, internet) you wonder whether Jane and Joe Consumer are really learning... >Full Story

  • Header Image Avoiding Credit Card Traps

    We were offered a one-year 2.99% interest rate on an existing Visa account that we didn’t use very much. We wanted to use the card to make a very large purchase with the intent of paying it off within one year. Luckily we checked the “fine print”. The original purchase will be at 2.99%. But any  subsequent purchases on that card... >more

  • Header Image Saying ‘I Love You’ for Less

    This is for the frugal romantic. Last Valentine’s Day I had $8. I went to the local grocery store and bought gladiolas (the cheapest flowers I could find – but very beautiful). I cut red tissue paper into hearts. I also bought strawberries and grapes. I got out all the photos of the two of us and taped them to the wall in a trail leading... >more

Other categories

Credit Card Minimum Payments

A couple of months ago I read an article about getting finances under control. According to the article, you can double the minimum monthly payment on a revolving charge and that account will be paid in full in 36 months regardless of the amount. How could that be possible? Especially considering how “minimum” most minimum monthly [...] Read More >

Investing for Children

We have 4 grand children that we have been purchasing stock for at Christmas for the last 10 years.  The stocks are valued from $500 to $3,000. The brokerage house fees were running too high even though we had them under our account. We have just liquidated the accounts and our goal is to look [...] Read More >

Divorcing Your Finances

I am about to get a divorce. We currently have a joint account as well as separate accounts. Can my soon-to-be ex withdraw an enormous amount (more than half) legally from our joint account even though we agreed (verbally, not in writing) that the joint account would remain in effect for paying bills [...] Read More >

Terminating Automatic Bills

I requested that my credit card account be closed in June. In November I received a bill for $110 for automated charges that go through once a year. The credit card company said that it was my responsibility to request that these charges stop going through. The problem is that I can’t get through to these [...] Read More >

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Image for Connecting Through TechnologyConnecting Through Technology

Do you use technology to stay in touch with family and friends?

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Voluntary simplicity – a choice to consider.

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Latest Comments

  • Maricor yang said: In our lives we experiences different trials that God given... Read More »
  • Ben said: hello Nikki, Thank you for sharing. I will be praying... Read More »
  • Maricor yang said: For my Mom if she still here I give her mostly is my love... Read More »