Gary Foreman

Gary Foreman is a former purchasing manager who currently edits The Dollar Stretcher website and newsletters. If you'd like your day and dollar to go further visit today. You'll find hundreds of articles to save you time and money.

Articles by Gary Foreman

3 Critical Tools for Paying Off Debt

This is the time of year when many people look at their debt situation and shudder. They dream of what it would be like to be out of debt. And, if they’re brave, they begin to plan a strategy to reduce the amount of debt they carry. They’ll begin with high hopes. But many of […] Read More >

Affording a First Home

Can you help me? My husband and I would like to buy our own home to live in. How do we know if we can afford one or not? ~ Donna With mortgage rates at historically low levels and home prices increasing, many people are trying to decide whether this is the time to buy […] Read More >

Avoiding Credit Card Traps

We were offered a one-year 2.99% interest rate on an existing Visa account that we didn’t use very much. We wanted to use the card to make a very large purchase with the intent of paying it off within one year. Luckily we checked the “fine print”. The original purchase will be at 2.99%. But […] Read More >

Before You Hunt for a Job

You’re wise to hunt for a job before you lose one. I don’t know if the facts support it, but there does seem to be truth to the old saying that it’s easier to find a job when you have one.  If you’re considering a job hunt, you’re not alone. A recent report from […] Read More >

Big Enough for Baby: Choosing a family vehicle

We’re expecting our third child in July and will need to purchase a new car as our current one (an Outback) does not have adequate space for 3 car seats. Are we better off to try and sell our current car outright rather than trade? We know how much cars depreciate as soon as you […] Read More >

Can a Single Mother Afford to Stay Home?

Is it possible for a single mother of three (15, 12, and 6) to stay home with her children? I do not have a profitable skill, a degree or money in the bank. Their Dad kicks in his share, but not enough for us to live on alone. All I know is that a tired, […] Read More >

Choosing a Space Heater

Last year when the price of natural gas went up, I was shocked at my heating bill. Almost one week’s paycheck a month was going to keeping my house at only 65 degrees. I decided a change had to be made. I sewed a heavy floor to ceiling curtain and hung it in the hallway […] Read More >

Christmas Gift Challenge

“It’s beginning to look a lot like Christmas…” You can tell because everywhere you go someone is trying to sell you something! Stores began decorating weeks ago and the TV commercials are starting to have that Christmas flavor, too. So what’s a person to do? Well, you could go ‘bah humbug’ and hide until January […] Read More >

College Finances: How to Build Credit as a College Student

I am a college student looking for a credit card. When I tell my parents this they say, “no, you don’t need one”. I feel that I am financially responsible and in control of my money. I am not looking to spend money I don’t have but merely to build credit. I’ve read all about […] Read More >

College Sex&Love: Ideas for Fun and Affordable Cheap Dates

Cheap and fun date ideas for college & university students. Learn about love, sex & relationships in college and university. Read More >