Budgeting

Eating Down the Fridge

Recently my husband and I had his sister and her husband over for supper. I explained rather sheepishly that my meal choices were made because I was trying to clean out the kitchen of random food items. I mean, it wasn’t all canned mushrooms and Jello, although I did make Jello Jigglers for the first time since I was 12, because who doesn’t have...

Featured Content

Saying ‘I Love You’ for Less
Saying 'I Love You' for Less

This is for the frugal romantic. Last Valentine's Day I had $8. I went to the local grocery store and bought gladiolas (the cheapest flowers I could find - but very beautiful). I cut red tissue paper into hearts. I also bought strawberries and grapes. I got out all the photos of the two of us and taped them to the wall in a trail leading to the bathroom....

No Comments »
Escaping Credit Card Debt
Escaping Credit Card Debt

Not too long ago they had $30,000 in credit-card debts. This month they paid off the last remaining balance. But, how did they do it? Cara and Michael's story is an inspiration for anyone trying to get out of debt. Recently, Cara shared their experience. We began by discussing how they started. "Stop spending. We just said, OK, no more. We won't...

2 Comments »
Handling a Mountain of Bills
Handling a Mountain of Bills

My husband has been out of work for 5 months. His income was double what I currently bring in. Needless to say, my checks and the unemployment insurance are not paying the bills. I am starting to panic because bill collectors are calling daily. I am making sure that my house payment, utilities, and car insurance are paid, but everything else is getting...

No Comments »
Spendaholic
Spendaholic

I make a decent amount of money, however, I can't seem to keep it for more than a few hours.  I end up spending my entire paycheck within the first day I have it. I am trying to find a support group, but am having no luck. I know I have a problem and I can't continue to live like this. Donna My Dad used to call it 'letting money burn a hole in...

3 Comments »
Low Overhead
Low Overhead

When I was a boy one local department store had a jingle that featured the repeated chorus of "low overhead, low overhead". They claimed to offer lower prices because they kept their 'overhead' down. If they spent less on rent and other fixed expenses they could make a reasonable profit at a lower price. I was too young to remember which store...

No Comments »
Vacation Savings
Vacation Savings

The average family will spend about $3,000 on food and lodging for a two-week vacation. Transportation makes the total even higher. Is there a way to cut those costs a little without spoiling the trip? Sure! In fact, some money-saving ideas will actually help you have a more enjoyable trip. Some of your best opportunities to save happen before you...

No Comments »
Stashing Your Savings
Stashing Your Savings

"My husband and I currently have $11,500 in a savings account in a credit union earning 1% interest with no minimum balance restrictions. Our income was unsteady so we liked the flexibility of this account. We have stable income now and are looking at the money market account program. The bank thinks we should switch as it would earn us 1.25% with...

No Comments »