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Real Estate & the Economy

Ben Gaur, one of the top 1% of realtors in Canada, has some real estate advice for you. Making a good business deal when it comes to home buying comes down to price and demand. You may find an inexpensive deal but if no one wants it, you may not be looking at a very attractive property. In other words, if the foundation is faulty, you don't want...

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5 Things Every College Grad Should Know
5 Things Every College Grad Should Know

Brian Kim's article "5 Things Every College Grad Should Know" is the article I wish I'd read prior to graduating university. Here's a his main points (in bold) followed by my comments: 1) A degree does not entitle you to a job When I graduated, I somehow had the idea that I would graduate and be handed a job. This belief might have been partially...

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Happiness = £42,000?
Happiness = £42,000?

"What's the price of happiness? For an average Briton, it's a home worth 500,000 pounds and an annual salary of 42,000 pounds, a new study has revealed." (rediff.com Business) For some perspective, the Global Rich List website tells us that a person earning £42,000 per year (approximately $62,500US) is in the top 1% richest people in the world. Elsewhere,...

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Money Only Does 5 Things
Money Only Does 5 Things

What would you do if you won a million dollars? I’d buy a small house and then hop on the first flight to Australia to meet my nephew.  I’d travel, I’d give some away.  I would buy more books.  I would probably splurge on a really, really nice necklace. When we think about money we tend to dream or to worry.  Money seems like the root...

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Saving and Investing for Life
Saving and Investing for Life

Crippling student loan debt. Scary words, but a reality for many students. For some debt is unavoidable. But in many cases the amount of financial burden college and university graduates carry could be reduced with better financial planning. Recently a particularly egregious case was highlighted by the Wall Street Journal: When Michelle...

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Eating Down the Fridge
Eating Down the Fridge

Recently my husband and I had his sister and her husband over for supper. I explained rather sheepishly that my meal choices were made because I was trying to clean out the kitchen of random food items. I mean, it wasn’t all canned mushrooms and Jello, although I did make Jello Jigglers for the first time since I was 12, because who doesn’t have...

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Is it finally time for a family budget?
Is it finally time for a family budget?

It's one of those things that you may have considered doing but never actually got around to: Doing a family budget. Like sticking to a diet or keeping your office desk clean, it's something a lot of us talk about but for whatever reason it never seems to happen. It may be finally time to do a family budget. The Consumer Credit Counseling Service...

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Preparing Your Family Budget
Preparing Your Family Budget

If your family is floundering financially, it may be time to put pen to paper (or fingers to keyboard) and make up a family financial plan. Consumer Credit Counseling Service suggests keeping the following tips in mind when developing your family budget: 1. Your budget should be tailored to your needs, values and priorities, with special consideration...

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