Consumer Credit Counseling Service is a nonprofit community agency dedicated to helping individuals and families resolve financial problems and promoting the wise use of credit and sound money management through free budget counselling, debt management intervention and community education. Look for CCCS offices in Washington DC, Maryland, Northern Virginia, West Virginia and across the United States. Call CCCS of Greater Washington at 1-800-747-4222
Apartment Budget
I just found an article you wrote on budgeting. You said to spend no more than 33% of your after-taxed salary on housing. I have to find an apartment and live on my own. I never had to do that before. I am struggling with a budget and not knowing what I can really afford […] Read More >
Budgeting in Six Easy Steps
Creating and sticking to a personal budget is a vital part of personal financial planning. Consumer Credit Counseling Service of Greater Washington offers an easy, six-step method for arriving at a budget you can live with: Step 1 Determine your monthly income. Take into consideration your payroll deductions (health insurance or other group benefits, income […] Read More >
Buying a Car: New or Used?
You’ve decided to buy a car! Your first decision should be whether to buy a new car or a used one. Depending on your budget, the decision may be easy. If you can’t afford large monthly payments, a used car may be your best bet. You will want to consider factors other than price as […] Read More >
Financial Fitness Test
To find out just what kind of financial shape you’re in, take a few minutes to fill out this Financial Fitness Checklist. If you’re married, both of you should work together to answer the questions. Place a check next to any question that you answer yes to: Are you using more and more of your […] Read More >
Preparing Your Family Budget
If your family is floundering financially, it may be time to put pen to paper (or fingers to keyboard) and make up a family financial plan. Consumer Credit Counseling Service suggests keeping the following tips in mind when developing your family budget: 1. Your budget should be tailored to your needs, values and priorities, with […] Read More >
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